Oregon- Life & Health Insurance Plans Policies

Total Hrs / Order Price
1-5 $15.95
6-17 $24.95
18-24 $39.95
25-50 $49.95
51+ $49.95 + $2.00 per
additional hour over 50
In addition: A State filing fee of $1.00 per credit hour will be added to the total

Pricing based on total number of
hours in order.

Approved For:

  • Life and Health

Credit Hours
30

Course Type
Online

DOI Number
35388

Publisher
FastrackCE, LLC

State
Oregon

State
State CE Requirements

CE Course Description

Together, life and health insurance are a huge part of the insurance industry as a whole—and a key part of our society’s safety net. As an insurance agent, you’ll sell life and health insurance to businesses large and small as well as individuals. Life and health insurance sales can be highly rewarding—and profitable.

This comprehensive course is approved for continuing education credit hours. It provides a thorough overview of life and health insurance—how the policies work, typical provisions, and laws and regulations affecting their sale. You’ll gain the in-depth understanding you need to serve as an expert resource to businesses and individuals—and build a thriving business as a Life & Health agent. Topics covered include:

  • Whole, term, permanent, and universal life insurance
  • Group, business, and survivorship life insurance
  • Variable products
  • Retirement plans
  • Health insurance plans and policies
  • HMO’s and PPO’s
  • COBRA and medical savings plans
  • Social health insurance
  • Workers’ Compensation
  • HIPAA and insurance law
  • Insurance fraud and ethics

This course is available in an easy-to-download online format. Study on your own time, in the comfort of your home or office—and meet your continuing education requirements while managing a full-time work schedule. Download this course today—and get started building your Life and Health expertise.

Required CE Hours for Renewal in Oregon

  • All License

    • 24 hours of CE biennially, which must include at least 3 hours of ethics and another 3 hours must be of Oregon law.

Special Training/Education Requirements (LTC, Flood, Ethics, others)

  • Long Term Care -LTC

    • Agents wishing to sell Long Term Care are required to take a one time only 8 hour Department of Insurance certified course
    • Each license term thereafter each agent must complete a 4 hour Long Term Care Partnership CE course that is approved by the department.
  • Flood Insurance Training

    • An insurance producer who sells flood insurance may satisfy the minimum training and education requirements by completing a 3-hour course related to the National Flood Insurance Program (NFIP).

How Hours are Reported

  • You must submit a copy of the certificate of completion with your signed renewal application and renewal fee prior to the expiration date of your license. You are also required to keep a copy in your records for 3 years. Oregon Department of Insurance will mail you the renewal form that is needed. If you do not wish to mail renewal you may go to NIPR and renew online.

License Term

  • Individual Agents: The renewal term of the license is every 2 years based upon the agents birth month.
  • Agency agents: The renewal term of the license is every 2 years based upon the issuance date.

Course Type approved for Continuing Education

  • Online courses
  • Independent Self-study
  • Classroom Study

Final Exam

  • Independent online final exams do not need to be monitored.
  • Independent online final exams are open book.
  • A passing grade of at least 70% required to pass the course.

Carryover CE Hours

  • CE credits may NOT be carried over from one term to another.

Repeating Courses

  • Courses may NOT be taken for credit more than once in each renewal period.

Completion Certificates

  • Certificates of completion are available as soon as a course is completed with a passing grade. Certificates should be printed, mailed with the renewal form received from the Oregon Insurance Division. A copy should be kept on file for three years.

Exemptions

  • Nonresident agents.
  • Agents selling limited lines that do not require and exam.
  • Retired agents at least 58 years old, licensed for at least 10 years, authorized to transact life insurance only, and only servicing existing policies. To use this exemption you must get Department approval.

Oregon Insurance Division


Phone: 503-947-7981
Fax: 503-378-4351
Email: web.insagent@state.or.us

Mailing Address:
Oregon Insurance Division
PO Box 14480
Salem, OR 97309-0405

Web site: Oregon Insurance Division