Missouri- Long Term Care Partnership Training

Total Hrs / Order Price
1-5 $15.95
6-17 $24.95
18-24 $39.95
25-50 $49.95
51+ $49.95 + $2.00 per
additional hour over 50

Pricing based on total number of
hours in order.

Approved For:

  • Life and Health
  • Long Term Care

Credit Hours
8

Course Type
Online

DOI Number
LT09000780

Publisher
FastrackCE, LLC

State
Missouri

State
State CE Requirements

CE Course Description

This course satisfies requirements for 8-hour Long-Term Care insurance education required to earn a license to sell LTC insurance. Its primary focus is LTC Partnership programs that allow those with approved LTC insurance policies to qualify for Medicaid coverage after their LTC coverage has been exhausted. These partnerships provide much-needed coverage to individuals in 21 states nationwide.

Long-Term Care insurance plays a vital role in assuring our elderly can pay for much-needed care. It covers gaps in Medicare and private insurance coverage, ensuring that individuals and families can pay for care without having to take drastic financial steps or suffer huge losses. Because of its importance to customers, Long-Term Care agents and producers must ensure the products they sell are appropriate for each individual. Topics covered in this course include:

  • Long-Term Care Partnerships: how they work.
  • Available services and providers.
  • Medicaid and other government-sponsored coverage.
  • Ethical and suitability issues associated with Long-Term Care insurance.
  • Products and policies.

This course is designed to help Life and Health agents enhance their professional development—and qualify for licensure to sell Long-Term Care insurance. It’s available in convenient online format, allowing students to fit their studies around full-time professional and family obligations. Download this course today, get started earning licensure—and get your test results immediately upon completion.

Required CE Hours for Renewal in Missouri

  • All Licenses

    • 16 hours of CE biennially, which must include at least 3 hours of ethics.

Special Training/Education Requirements (LTC, Flood, Ethics, others)

  • Long Term Care -LTC

    • Agents wishing to sell Long Term Care are required to take a one time only 8 hour Department of Insurance certified course
    • Each license term thereafter each agent must complete a 4 hour Long Term Care Partnership CE course that is approved by the department.
  • Flood Insurance Training

    • An insurance producer who sells flood insurance may satisfy the minimum training and education requirements by completing a 3-hour course related to the National Flood Insurance Program (NFIP).

How Hours are Reported

  • CE completions are submitted electronically the next business day after a passing completion is acquired. A fee of $1.00 fee will be charged for processing of your credit hours for each course taken and will be added to your total at check out.

License Term

  • The term of the license is every 2 years from the date of issuance.

Course Type approved for Continuing Education

  • Online courses
  • Independent Self-study
  • Classroom Study

Final Exam

  • Final exams are to be monitored by a disinterested third party.
  • Final exams are Closed book.
  • A passing grade of at least 70% required to pass the course.

Carryover CE Hours

  • CE credits may be carried over from one term to another.

Repeating Courses

  • Courses may not be taken for credit more than once in each renewal period.

Completion Certificates

  • Certificates of completion are available as soon as a course is completed with a passing grade. Certificates should be printed and kept on file for 3 years.

Exemptions

  • Effective October 1, 2010 Agents who have held a license in a authority for 25 years and are 65 years of age are exempt from CE credit hours EXCEPT for ethics and flood.
  • Effective October 1, 2010 Only agents on active military duty or with a long-term disability may ask for a waiver from the CE compliance requirement. Each case will be taken at its own merit
  • Nonresident Agents who are in good standing in their home state.

Additional Information

Third Party Contact: State Based Systems (SBS)
Phone: 816-783-8990

Email: help@naic.org
Web site: SBS Connect

Missouri Department of Insurance


Main Phone: 573-751-4126
Licensing Phone: 573-751-3518
Fax: 573-526-3416
Email: licensing@insurance.mo.gov

Mailing Address:
Missouri Department of Insurance
License Section
PO Box 690
Jefferson City, MO 65102-0690

Web site: Missouri Department of Insurance