Missouri- Life & Health Insurance Plans Policies

Total Hrs / Order Price
1-5 $15.95
6-17 $24.95
18-24 $39.95
25-50 $49.95
51+ $49.95 + $2.00 per
additional hour over 50

Pricing based on total number of
hours in order.

Approved For:

  • Life and Health

Credit Hours
16

Course Type
Online

DOI Number
LH09000781

Publisher
FastrackCE, LLC

State
Missouri

State
State CE Requirements

CE Course Description

Together, life and health insurance are a huge part of the insurance industry as a whole—and a key part of our society’s safety net. As an insurance agent, you’ll sell life and health insurance to businesses large and small as well as individuals. Life and health insurance sales can be highly rewarding—and profitable.

This comprehensive course is approved for continuing education credit hours. It provides a thorough overview of life and health insurance—how the policies work, typical provisions, and laws and regulations affecting their sale. You’ll gain the in-depth understanding you need to serve as an expert resource to businesses and individuals—and build a thriving business as a Life & Health agent. Topics covered include:

  • Whole, term, permanent, and universal life insurance
  • Group, business, and survivorship life insurance
  • Variable products
  • Retirement plans
  • Health insurance plans and policies
  • HMO’s and PPO’s
  • COBRA and medical savings plans
  • Social health insurance
  • Workers’ Compensation
  • HIPAA and insurance law
  • Insurance fraud and ethics

This course is available in an easy-to-download online format. Study on your own time, in the comfort of your home or office—and meet your continuing education requirements while managing a full-time work schedule. Download this course today—and get started building your Life and Health expertise.

Required CE Hours for Renewal in Missouri

  • All Licenses

    • 16 hours of CE biennially, which must include at least 3 hours of ethics.

Special Training/Education Requirements (LTC, Flood, Ethics, others)

  • Long Term Care -LTC

    • Agents wishing to sell Long Term Care are required to take a one time only 8 hour Department of Insurance certified course
    • Each license term thereafter each agent must complete a 4 hour Long Term Care Partnership CE course that is approved by the department.
  • Flood Insurance Training

    • An insurance producer who sells flood insurance may satisfy the minimum training and education requirements by completing a 3-hour course related to the National Flood Insurance Program (NFIP).

How Hours are Reported

  • CE completions are submitted electronically the next business day after a passing completion is acquired. A fee of $1.00 fee will be charged for processing of your credit hours for each course taken and will be added to your total at check out.

License Term

  • The term of the license is every 2 years from the date of issuance.

Course Type approved for Continuing Education

  • Online courses
  • Independent Self-study
  • Classroom Study

Final Exam

  • Final exams are to be monitored by a disinterested third party.
  • Final exams are Closed book.
  • A passing grade of at least 70% required to pass the course.

Carryover CE Hours

  • CE credits may be carried over from one term to another.

Repeating Courses

  • Courses may not be taken for credit more than once in each renewal period.

Completion Certificates

  • Certificates of completion are available as soon as a course is completed with a passing grade. Certificates should be printed and kept on file for 3 years.

Exemptions

  • Effective October 1, 2010 Agents who have held a license in a authority for 25 years and are 65 years of age are exempt from CE credit hours EXCEPT for ethics and flood.
  • Effective October 1, 2010 Only agents on active military duty or with a long-term disability may ask for a waiver from the CE compliance requirement. Each case will be taken at its own merit
  • Nonresident Agents who are in good standing in their home state.

Additional Information

Third Party Contact: State Based Systems (SBS)
Phone: 816-783-8990

Email: help@naic.org
Web site: SBS Connect

Missouri Department of Insurance


Main Phone: 573-751-4126
Licensing Phone: 573-751-3518
Fax: 573-526-3416
Email: licensing@insurance.mo.gov

Mailing Address:
Missouri Department of Insurance
License Section
PO Box 690
Jefferson City, MO 65102-0690

Web site: Missouri Department of Insurance