Delaware- Long Term Care Refresher

Total Hrs / Order Price
1-5 $15.95
6-17 $24.95
18-24 $39.95
25-50 $49.95
51+ $49.95 + $2.00 per
additional hour over 50

Pricing based on total number of
hours in order.

Approved For:

  • All Licenses

Credit Hours
4

Course Type
Online

DOI Number
43666

Publisher
FastrackCE, LLC

State
Delaware

State
State CE Requirements

CE Course Description

The Long-Term Care insurance market is constantly changing. With a growing number of states linking LTC insurance with Medicaid through Long-Term Care Partnership programs, the sale of LTC insurance is growing in complexity—and new regulations change the landscape every year.

Brush up on your expert knowledge of Long-Term Care insurance—and offer your clients the most up-to-date information possible regarding the options available to them. This course provides an in-depth look at the most current state of the Long-Term Care insurance market, with a thorough overview of current rules and regulations. Topics covered include:

  • The LTC insurance market today.
  • State LTC Partnership programs: how they work.
  • Current consumer protection laws.
  • State and federal regulations affecting the sale of Long-Term Care insurance.
  • Long-term care providers and services.
  • Minimum standards for home care.
  • Consumer protection legislation
  • Current alternatives to Long-Term Care insurance.

This course is available in convenient online format—allowing you to study on your own time and receive test results immediately after completion. Meet your state’s insurance continuing education requirements quickly and easily—and receive the same relevant, rigorous instruction you’d find in a traditional classroom program. Order this course today and refresh your knowledge of the Long-Term Care insurance market.

Required CE Hours for Renewal in Delaware

  • All Agents

    • 24 hours of CE biennially, which must include at least 3 hours of ethics.
  • All Public Adjusters and Fraternal Producers

    • 12 hours of CE biennially, which must include at least 3 hours of ethics.

Special Training/Education Requirements (LTC, Flood, Ethics, others)

  • Long Term Care -LTC

    • Agents wishing to sell Long Term Care are required to take a 3 hour Delaware Department of Insurance certified course every two year renewal term.
  • Flood Insurance Training

    • An insurance producer who sells flood insurance may satisfy the minimum training and education requirements by completing a 2-hour course related to the National Flood Insurance Program (NFIP).

How Hours are Reported

  • CE completions are submitted electronically the next business day after a passing completion is acquired.

License Term

  • Resident agents are required to complete credits by the last day of February of even numbered years. Each biennial license period shall commence on March 1st and end on the last day of February of even numbered years.
  • Nonresident agents are required to complete credits by the last day of February of odd numbered years. Each biennial license period shall commence on March 1st and end on the last day of February of odd numbered years.

Course Type approved for Continuing Education

  • Online courses
  • Independent Self-study
  • Classroom Study

Final Exam

  • Final exams do not have to be monitored.
  • Final exams are open book.
  • A passing grade of at least 70% required to pass the course.

Carryover CE Hours

  • Only 5 CE credit hours may be carried over from one term to another. Excess LTC and ethics hours will be counted as general education hours.

Repeating Courses

  • Courses may not be taken for credit more than once in each renewal period.

Completion Certificates

  • Certificates of completion are available as soon as a course is completed with a passing grade. Certificates should be printed and kept on file.

Exemptions

  • Limited Lines Producers writing consumer credit, title, crop/hail, surety and car rental insurance.
  • Limited Lines Producers licensed under 18 Del. C. 1707(b)(2) for life insurance or annuity products used solely to fund pre-need arranged funeral program.
  • Nonresident adjusters and Nonresident public adjusters.
  • Resident adjusters licensed solely for surety and/or Marine & Transportation

Delaware Department of Insurance


Phone: 302-674-7300
Continuing Education: 302-674-7393 Fax: 302-739-5280
Email: stacy.washburn@state.de.us

Mailing Address:
Delaware Department of Insurance
Licensing Division
841 Silver Lake Blvd.
Dover, DE 19904

Web site: Delaware Department of Insurance