Arizona- Ethics for the Senior Market

Total Hrs / Order Price
1-5 $15.95
6-17 $24.95
18-24 $39.95
25-50 $49.95
51+ $49.95 + $2.00 per
additional hour over 50

Pricing based on total number of
hours in order.

Approved For:

  • Ethics

Credit Hours
4

Course Type
Online

DOI Number
99680

Publisher
FastrackCE, LLC

State
Arizona

State
State CE Requirements

CE Course Description

The senior market in California is growing. The number of seniors in California is expected to double between 2000 and 2020, with approximately one in every five Californians over 65 by 2030. With California’s senior population expanding, it’s crucial for producers to understand the unique ethical challenges and issues specific to this market.

This course focuses on ethics for the senior market. It meets California 4-hour ethics training regulations and can be used to fulfill your California continuing education requirements for ethics. And it’s focused on helping insurance professionals develop a sound ethical foundation for building a senior-centered client base.

With this course, you’ll learn about ethical selling practices and issues specific to seniors—and how to make strong ethical decisions within a complex and challenging business environment. It provides you with the practical tools you need to operate with integrity across the broad senior market landscape. And it makes you aware of the many frauds and schemes targeting seniors in today’s marketplace. Topics covered include:

  • California laws and consumer protections regarding seniors.
  • Common schemes targeting seniors.
  • Suitability of products.
  • Fair claims practices.
  • Fair underwriting practices.
  •  Credit scoring.
  • Consumer privacy.
  • Fair sales practices.
  • Market conduct.
  • Consumer protection regulations.

This course is designed for working professionals. It’s delivered in an easy-to-download online format, allowing you to study on a schedule that’s convenient for you. And we get you study materials and test results quickly, so you can meet your California continuing education requirements within the deadline.

Order this course today—and start earning your California continuing education ethics credits without delay.

Required CE Hours for Renewal

    • If the term of the license that you are renewing began before January 1, 2014, complete 40 hours of insurance continuing education during your license term if you are an Arizona-resident insurance producer who held a non-resident insurance producer license in another state at any time during the license term.
    • If the term of the license that you are renewing began on or after January 1, 2014 (which means that your license expires on or after January 31, 2017), complete 48 hours of Arizona-approved insurance continuing education during the license term, which must include at least six hours of ethics training UNLESS you are exempt from the insurance continuing education requirement.

Special Training/Education Requirements (LTC, Flood, Ethics, others)

  • Long Term Care

    • Initial training requirement: An Arizona resident cannot sell, solicit or negotiate long-term care insurance unless the individual is licensed as an accident and health or sickness insurance producer and the individual completes eight hours of Arizona-approved long-term care training*. ARS § 20-1691.12(A)(2) A nonresident must either complete an Arizona-approved long-term care training course or satisfy a substantially similar requirement in the licensee's home state.
    • On-going training requirement: An Arizona resident must complete four hours of Arizona-approved long-term care training* in each two-year period succeeding July 1, 2009, after the two-year period in which the person satisfied the initial long-term care training requirement. ARS § 20-1691.12(A)(3) A nonresident must either complete Arizona-approved long-term care training or satisfy a substantially similar requirement in the licensee's home state.
  • Flood Insurance Training

    Satisfy the National Flood Insurance Program training requirements and earn credits toward satisfying Arizona's insurance continuing education requirement by completing three hours of Arizona-approved flood insurance education.

How CE Hours are Reported

  • We will report your hours to Thompson Prometric within 1 business day of your course completion.

Exceptions

You are exempt from Arizona's insurance continuing education requirement if ALL THE FOLLOWING APPLY and continue to apply:
  • You have been "continuously licensed" in Arizona as an insurance agent, broker or producer since January 1, 1995; and,
  • You have not held a nonresident insurance producer license in another state at any time since January 1, 1995; and,
  • You have never been the subject of an order of the director of insurance for a violation of Arizona insurance laws (ARS Title 20) that resulted in your license being suspended, revoked, denied or not renewed; or, that required you to cease and desist from unlawful activity; or, that required you to pay restitution or a civil penalty.

License Term

  • Last day of the licensee's birth month, every 4 years.

Course Type approved for Continuing Education

  • Online courses
  • Independent Self-study
  • Classroom Study

Final Exam

  • Monitored Exam
  • Monitor must be a CE Provider Representative or a Licensee who supervises the conduct of a student while completing the exam.

State Department Information

Arizona Department of Insurance
Phone: 602-364-4457
Fax: 602-364-4460
Email: Licensing@azinsurance.gov

Mailing Address:
Licensing Division 2910 N. 44th St., Ste 210
Phoenix, AZ 85018-7256