Alabama- Long Term Care Partnership Training

Total Hrs / Order Price
1-5 $15.95
6-17 $24.95
18-24 $39.95
25-50 $49.95
51+ $49.95 + $2.00 per
additional hour over 50
In addition: A State filing fee of $1.00 per credit hour will be added to the total

Pricing based on total number of
hours in order.

Approved For:

  • Life and Health
  • Long Term Care

Credit Hours
8

Course Type
Online

DOI Number
14503

Publisher
FastrackCE, LLC

State
Alabama

State
State CE Requirements

CE Course Description

This course satisfies requirements for 8-hour Long-Term Care insurance education required to earn a license to sell LTC insurance. Its primary focus is LTC Partnership programs that allow those with approved LTC insurance policies to qualify for Medicaid coverage after their LTC coverage has been exhausted. These partnerships provide much-needed coverage to individuals in 21 states nationwide.

Long-Term Care insurance plays a vital role in assuring our elderly can pay for much-needed care. It covers gaps in Medicare and private insurance coverage, ensuring that individuals and families can pay for care without having to take drastic financial steps or suffer huge losses. Because of its importance to customers, Long-Term Care agents and producers must ensure the products they sell are appropriate for each individual. Topics covered in this course include:

  • Long-Term Care Partnerships: how they work.
  • Available services and providers.
  • Medicaid and other government-sponsored coverage.
  • Ethical and suitability issues associated with Long-Term Care insurance.
  • Products and policies.

This course is designed to help Life and Health agents enhance their professional development—and qualify for licensure to sell Long-Term Care insurance. It’s available in convenient online format, allowing students to fit their studies around full-time professional and family obligations. Download this course today, get started earning licensure—and get your test results immediately upon completion.

Required CE Hours for Renewal in Alabama

  • All License

    • 24 hours of CE biennially, which must include at least 3 hours of ethics.

Special Training/Education Requirements (LTC, Flood, Ethics, others)

  • Long Term Care -LTC

    • Agents wishing to sell Long Term Care are required to take a one time only 8 hour Department of Insurance certified course
    • Each license term thereafter each agent must complete a 4 hour Long Term Care Partnership CE course that is approved by the department.
  • Flood Insurance Training

    • An insurance producer who sells flood insurance may satisfy the minimum training and education requirements by completing a 3-hour course related to the National Flood Insurance Program (NFIP).

How Hours are Reported

  • CE completions are submitted electronically the next business day after a passing completion is acquired. A fee of $1.00 will be charged for processing of your credit hours for each course taken and will be added to your check out total.

License Term

  • Individual Agents licenses are renewed in the Producer’s birth month biennially based on the producer’s birth year. Agents born in odd years will renew in odd years. Agents born in even years will renew in even years .

Course Type approved for Continuing Education

  • Online courses
  • Independent Self-study
  • Classroom Study

Final Exam

  • Final exams MUST be monitored by a disinterested third party.
  • Final exams are CLOSED book.
  • A passing grade of at least 70% required to pass the course.

Carryover CE Hours

  • A total of 24 CE credits may be carried over from one term to another.

Repeating Courses

  • Courses may NOT be taken for credit more than once in each renewal period.

Completion Certificates

  • Certificates of completion are available as soon as a course is completed with a passing grade. Certificates do not need to be mailed to the Alabama Department of Insurance.

Exemptions

  • Nonresident agents in good standing in their home state.
  • Adjusters
  • Agents who have been licensed less than 12 months at the time of the first renewal date.
  • Producers licensed in this state for 15 years and at least 60 years of age. (Both of these criteria must be satisfied to claim this exemption.)

Alabama Department of Insurance

Producer Licensing
Phone: 334-241-4126
Fax: 334-240-3282
Email: ProducerLicensing@insurance.alabama.gov

Mailing Address:
Alabama Department of Insurance
P O Box 303351
Montgomery, AL 36130-3351

Web site: Alabama Department of Insurance