Alabama- Ethics in Insurance

Total Hrs / Order Price
1-5 $15.95
6-17 $24.95
18-24 $39.95
25-50 $49.95
51+ $49.95 + $2.00 per
additional hour over 50
In addition: A State filing fee of $1.00 per credit hour will be added to the total

Pricing based on total number of
hours in order.

Approved For:

  • Property and Casualty
  • Life and Health

Credit Hours
4

Course Type
Online

DOI Number
14498

Publisher
FastrackCE, LLC

State
Alabama

State
State CE Requirements

CE Course Description

To practice ethically in today’s insurance market, you need more than good intentions. You need the specific tools and knowledge necessary to recognize and resolve ethical dilemmas with integrity—and in full compliance with regulations set forth by the industry and the government.

This course satisfies ethics continuing education requirements for Life and Health as well as Property / Casualty agents and producers in most states (some states still require the ethics course to be taken in a classroom). It’s designed to provide insurance professionals with the expertise needed to handle complex ethical issues that arrive within the course of their work—as well as fulfilling insurance continuing education requirements.

Topics covered in this course include:

  • Ethics and fraud legislation at the federal level.
  • Consumer protection laws in multiple states.
  • Fair credit scoring.
  • Ethical sales, claims, and underwriting procedures.
  • Fair market conduct for insurance agents and producers.
  • Fiduciary duties.
  • Consumer privacy laws and regulations.
  • Product suitability for individual buyers.

This continuing education course in insurance ethics is offered in a convenient online format. Simply download the PDF and get started—and get your test results as soon as you finish. With online continuing education, you can complete your requirements quickly and easily—without waiting for test results or scheduling classes around a busy work and family life. Download this course on continuing ethics today—and increase your awareness of ethical issues within the insurance industry.

Required CE Hours for Renewal in Alabama

  • All License

    • 24 hours of CE biennially, which must include at least 3 hours of ethics.

Special Training/Education Requirements (LTC, Flood, Ethics, others)

  • Long Term Care -LTC

    • Agents wishing to sell Long Term Care are required to take a one time only 8 hour Department of Insurance certified course
    • Each license term thereafter each agent must complete a 4 hour Long Term Care Partnership CE course that is approved by the department.
  • Flood Insurance Training

    • An insurance producer who sells flood insurance may satisfy the minimum training and education requirements by completing a 3-hour course related to the National Flood Insurance Program (NFIP).

How Hours are Reported

  • CE completions are submitted electronically the next business day after a passing completion is acquired. A fee of $1.00 will be charged for processing of your credit hours for each course taken and will be added to your check out total.

License Term

  • Individual Agents licenses are renewed in the Producer’s birth month biennially based on the producer’s birth year. Agents born in odd years will renew in odd years. Agents born in even years will renew in even years .

Course Type approved for Continuing Education

  • Online courses
  • Independent Self-study
  • Classroom Study

Final Exam

  • Final exams MUST be monitored by a disinterested third party.
  • Final exams are CLOSED book.
  • A passing grade of at least 70% required to pass the course.

Carryover CE Hours

  • A total of 24 CE credits may be carried over from one term to another.

Repeating Courses

  • Courses may NOT be taken for credit more than once in each renewal period.

Completion Certificates

  • Certificates of completion are available as soon as a course is completed with a passing grade. Certificates do not need to be mailed to the Alabama Department of Insurance.

Exemptions

  • Nonresident agents in good standing in their home state.
  • Adjusters
  • Agents who have been licensed less than 12 months at the time of the first renewal date.
  • Producers licensed in this state for 15 years and at least 60 years of age. (Both of these criteria must be satisfied to claim this exemption.)

Alabama Department of Insurance

Producer Licensing
Phone: 334-241-4126
Fax: 334-240-3282
Email: ProducerLicensing@insurance.alabama.gov

Mailing Address:
Alabama Department of Insurance
P O Box 303351
Montgomery, AL 36130-3351

Web site: Alabama Department of Insurance